Building bridges to financial independence

RateSearch is built and operated by Mango Financial Group — a Melbourne-based mortgage broker helping Australians find the right home loan since 2022. We built RateSearch because we believe homeowners deserve a clear, honest answer about whether they're paying too much.

Who we are

Buying a home — or paying off a home loan — is one of the most significant financial decisions you'll make in your life. That's where Mango Financial Group comes in.

Our mortgage broking service is dedicated to helping clients find the best mortgage solution to meet their unique financial needs. With years of experience in the industry and a deep understanding of the ever-changing mortgage market, our team provides personalised guidance and support throughout the entire mortgage process.

We work with a wide network of 30+ Australian lenders — non-bank specialists, second-tier banks, and the big four — to offer clients a diverse range of mortgage options. That includes fixed and variable rate mortgages, first-home-buyer programs, refinancing, investment property loans, and SMSF lending.

Our brokers take the time to understand each client's goals and financial situation, and use that knowledge to help them make informed decisions about their mortgage. At Mango Financial Group, we pride ourselves on providing exceptional customer service and a seamless mortgage experience.

Why we built RateSearch

Most Australians have no idea whether they're paying too much on their home loan. The banks rarely volunteer the answer — and certainly don't tell their existing customers when newer customers are getting sharper rates.

RateSearch is our answer to that. It's a free, 60-second tool that compares your loan against current market rates from our panel of 30+ lenders, and gives you an honest verdict — yes or no — on whether you're overpaying.

No credit check. No spam. No obligation. Just the answer your bank won't give you.

If the answer is "yes, you're overpaying," we're here to help you fix it. If the answer is "no, you're doing fine," we'll tell you that too.

What we help with

• Residential home loans — first-home buyers, refinancing, upgrading, downsizing
• Investment property loans — single property or portfolio strategy
• SMSF lending — residential property held in your Self-Managed Super Fund
• Pre-approval & finance assessment — know what you can afford before you start looking
• Refinancing — switch to a better rate or unlock equity from your home
• Specialist lending — credit-impaired situations, complex income, self-employed
• Business & commercial loans — for established businesses and growing ventures
• Vehicle and equipment finance — for personal and business use

Licensing & compliance

Mango Financial Group operates as an authorised credit representative (CRN 530027) of Finsure Finance and Insurance Pty Ltd, holder of Australian Credit Licence 384704.

Our External Dispute Resolution scheme is the Australian Financial Complaints Authority (AFCA). Our Credit Guide is available on request — or download the latest version from the link in the footer.

Our role is credit assistance only. Whether a particular loan, refinance, or SMSF strategy is right for your overall financial picture is financial advice, which we recommend you obtain from a licensed financial planner alongside our broking services.